The Cloud Risk Checklist

✅ 1. Identify where your data lives
List every cloud service you use — Google Drive, iCloud, Dropbox, OneDrive, Box, etc.
You can’t protect what you haven’t mapped.

✅ 2.Audit your access
Make sure each account:

• Uses strong, unique passwords

• Has multi-factor authentication (MFA)

• Has a recovery email or phone number that’s still active

✅ 3.Name a successor or legacy contact
Set up official legacy access where available (e.g., Google Inactive Account Manager, Apple Digital Legacy).
Avoid “shared logins” — they often breach terms of service.

✅ 4.Centralize your critical files
Move essential items (IDs, wills, policies, photos, legal docs) to one secure, encrypted location.
Label and date them clearly.

✅ 5.Create a “Digital Map”
List accounts, locations, and file purposes.
Don’t include passwords — just instructions on where credentials are stored (e.g., your password manager or SecureVault).

✅ 6.Backup for redundancy
Follow the 3-2-1 rule:
3 copies, 2 formats, 1 off-site (encrypted).
Cloud isn’t a backup, it’s a convenience.

✅ 7.Document your intent
Add one page in your estate plan explaining how digital files should be accessed, stored, or deleted.
Clarity now prevents conflict later.